Get a Visa® Prepaid Card—and look at all that you can do!

Trying to find the best prepaid Visa card for you can be confusing. Here’s the benefits of a prepaid card:

• Make a Purchases anywhere Visa debit cards are accepted – don’t carry cash for everyday spending.
• Direct Deposit is available for all or a portion of your paycheck ont your card – forget check-cashing  and other fees.
• Visa prepaid cards are the simple, convenient, and a secure way to pay.

Benefits of a Prepaid Visa Card:

The upside of prepaid debit cards include:

• safer than carrying around cash
• worldwide acceptance via the Visa merchant network
• no worries about paying a credit card bill or getting into debt
• anyone over the age of 18 can apply and get accepted
• you can reload any amount of money online, on the phone, or at any ATM, worldwide.

The disadvantages include the fact that you don’t have the benefit of using a credit card bank’s funds for 25 days for free (you could also look at that as an benefit, as well). Another is if the card is lost or stolen, Visa does have much tighter notification requirements than with a credit card.  Be sure to call them right away if you lose your prepaid card!

Choosing the best prepaid card for you

Choosing the right card is important, as they don’t all have the same features. Optional features that not all cards have include:

• Free Online Statements - The ability to access your account anytime 24/7 online via the website to manage your funds and more.
• Free Text or Email Alerts – Getting transaction alerts via email or text message to your cell phone when important events happen.
• Activation Rebates - Some cards will rebate your activation fee if you use the card a certain amount of times.
• Free Signature Transactions – Transaction fees, for some cards, will be waived anytime you use your card as a credit card ( with a signature) instead of as a debit card.